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scale(.9);transition:opacity 600ms var(--ease-out),transform 600ms var(--ease-out)}.zpf-flow__track[data-zpx-step="2"] .zpf-payout{opacity:1;transform:none}.zpf-payout__logo{display:flex;align-items:center;justify-content:center;flex:0 0 auto;width:36px;height:36px;border-radius:9px;background:linear-gradient(180deg,#0070E0 0%,#003087 100%);box-shadow:inset 0 1px 0 rgb(255 255 255 / .3);font-size:14px;font-weight:800;letter-spacing:-.02em;color:#fff}.zpf-payout__label{display:block;font-size:11px;font-weight:700;line-height:1;color:#111}.zpf-payout__amount{display:block;margin-top:3px;font-size:16px;font-weight:800;letter-spacing:-.012em;line-height:1;color:var(--orange-500)}@media (prefers-reduced-motion:reduce){.zpf-stop__num,.zpf-stop__label,.zpf-stop__fill,.zpf-stop__sub{transition:none}.zpf-flow__device .zpf-payout{transition:none;opacity:1;transform:none}.zpf-flow__track:not([data-zpx-step]) .zpf-stop__num{opacity:1}.zpf-flow__track:not([data-zpx-step]) .zpf-stop__label{color:#fff}.zpf-flow__track:not([data-zpx-step]) .zpf-stop__sub{grid-template-rows:1fr;opacity:1;color:#C9D1E2}}.zpf-risk__head{margin-bottom:48px}.zpf-risk__head .zpx-h2{font-size:clamp(28px,3.2vw,44px);font-weight:800;letter-spacing:-.02em;line-height:1.06}.zpf-pillars{gap:18px}.zpf-pillar{padding:28px;border-radius:18px;border:1px solid var(--ink-200);background:var(--surface);box-shadow:0 2px 6px rgb(13 31 78 / .06)}.zpf-pillar__icon{display:flex;align-items:center;justify-content:center;width:48px;height:48px;margin-bottom:20px;border-radius:var(--r-pill);border:1px solid #f0c400;background:var(--zip-yellow);color:var(--ink-900)}.zpf-pillar__title{margin:0 0 10px;font-family:var(--font-display);font-size:clamp(23px,2.2vw,30px);font-weight:800;letter-spacing:-.02em;line-height:1.08;color:var(--ink-900)}.zpf-pillar__body{margin:0;font-size:16.5px;line-height:1.6;color:var(--ink-600)}.zpf-cta__head{margin-bottom:34px}.zpf-cta__head .zpx-h2{font-size:clamp(38px,4.6vw,62px);letter-spacing:-.025em;line-height:1.04}.zpf-cta__head .zpx-lede{max-width:600px;margin-inline:auto;font-size:17px}.zpf-cta .zpx-wrap{text-align:center}.zpf-cta__buttons{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}.zpf-faq__head{margin-inline:auto}.zpf-faq__head .zpx-h2{font-size:clamp(28px,3.2vw,44px);font-weight:800;letter-spacing:-.02em;line-height:1.06}.zpf-faq__list{max-width:780px;margin:0 auto}@media (max-width:1439px){.zpf-hero__grid{grid-template-columns:minmax(0,1.18fr) minmax(0,0.82fr);gap:32px}}@media (max-width:1279px){.zpf-hero__grid{grid-template-columns:minmax(0,1fr);gap:56px}}@media (max-width:1023px){.zpf-hero .zpx-wrap{padding-top:120px}.zpf-what__wrap,.zpf-flow__wrap{padding-block:0}.zpf-what__stage{grid-template-columns:minmax(0,1fr);gap:40px}.zpf-callouts{margin-top:0}.zpf-callout__closed{opacity:1}.zpf-flow__wrap{grid-template-columns:minmax(0,1fr);gap:40px}.zpf-flow__device{order:-1;flex-direction:column}.zpf-payout{top:auto;right:0;bottom:48px;left:0;width:fit-content;margin:0 auto;transform:translateY(30px) scale(.9)}}@media (max-width:719px){.zpf-hero .zpx-wrap{padding-top:104px}.zpf-calc{padding:28px 20px}.zpf-calc__derived{grid-template-columns:1fr;gap:24px}.zpf-calc__derived>div+div{border-left:0;border-top:1px solid rgb(255 255 255 / .12);padding-top:24px}.zpf-calc__cta .zpx-btn{width:100%;font-size:15px}.zpf-callout__title{font-size:24px}.zpf-stop__label{font-size:20px}.zpf-partners__list{gap:12px 24px}.zpf-partners__list li{font-size:15px}}