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22px}.calc-roi__text{font-family:var(--font-display);font-weight:700;font-size:14px;color:#7a5a0a;line-height:1.45}.calc-roi__text b{color:var(--ink-900);font-weight:900}.calc-roi__num{font-family:var(--font-display);font-weight:900;font-size:44px;color:var(--ink-900);letter-spacing:var(--ls-tight);line-height:1;white-space:nowrap}.calc-flag{margin-top:14px;background:var(--grad-ocu);border-radius:var(--r-md);padding:18px 22px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:18px;box-shadow:inset 0 1px 0 rgb(255 255 255 / .18);overflow:hidden;max-height:0;padding-top:0;padding-bottom:0;opacity:0;margin-top:0;transition:max-height var(--dur-slow) var(--ease-out),padding var(--dur-slow) var(--ease-out),opacity var(--dur-slow) var(--ease-out),margin var(--dur-slow) var(--ease-out)}.calc-flag.is-shown{max-height:160px;padding-top:18px;padding-bottom:18px;margin-top:14px;opacity:1}.calc-flag__text{font-family:var(--font-display);font-weight:700;font-size:14.5px;line-height:1.4}.calc-flag__text b{text-decoration:underline;text-decoration-color:rgb(255 255 255 / .5);text-decoration-thickness:2px}.calc-bench{font-size:12px;color:var(--ink-400);font-family:var(--font-caption);font-style:italic;margin:16px 0 0;line-height:1.5}.calc-actions{display:flex;gap:12px;align-items:center;margin-top:22px;flex-wrap:wrap}.calc-empty{color:var(--ink-400);font-size:15px;padding:30px 0;text-align:center}.calc-inputs__note{font-size:12px;color:var(--ink-400);line-height:1.5;margin:26px 0 0;font-family:var(--font-caption);font-style:italic}.calc-variant{display:none}#calculator[data-variant="hero"] .calc-variant--hero{display:block}#calculator[data-variant="classic"] .calc-variant--classic{display:block}.calc2-card{position:relative;overflow:visible;max-width:900px;margin:0 auto;background:#fff;border:1px solid var(--ink-200);border-radius:var(--r-xl);box-shadow:var(--sh-3);padding:34px 40px 0}.calc2-eyebrow{font-family:var(--font-display);font-weight:700;font-size:11px;text-transform:uppercase;letter-spacing:var(--ls-eyebrow);color:var(--ink-400);margin-bottom:12px}.calc2-trust{font-family:var(--font-caption);font-style:italic;font-weight:500;font-size:12px;color:var(--ink-400);margin:13px 0 0;line-height:1.45;text-wrap:pretty}.calc2-trust b{color:var(--ink-700);font-weight:600;font-style:normal}.calc2-takerate{margin-bottom:30px}.calc2-pills{display:inline-flex;gap:6px;background:var(--ink-100);border-radius:var(--r-pill);padding:4px}.calc2-pill{border:none;cursor:pointer;font-family:var(--font-display);font-weight:800;font-size:14px;color:var(--ink-600);background:#fff0;border-radius:var(--r-pill);padding:7px 22px;transition:color var(--dur-fast),background var(--dur-fast),box-shadow var(--dur-fast)}.calc2-pill.is-active{background:var(--grad-ocu);color:#fff;box-shadow:0 6px 16px rgb(240 80 90 / .32)}.calc2-pill-sub{font-family:var(--font-caption);font-style:italic;font-size:12.5px;color:var(--ink-500);margin-top:8px}.calc2-hero{margin-bottom:28px}.calc2-hero__top{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:12px}.calc2-hero__top .calc2-eyebrow{margin-bottom:0}.calc2-badge{display:inline-flex;align-items:center;gap:6px;background:var(--zip-yellow);color:var(--ink-900);font-family:var(--font-display);font-weight:800;font-size:11px;text-transform:uppercase;letter-spacing:var(--ls-eyebrow);padding:5px 12px;border-radius:var(--r-pill);box-shadow:var(--sh-1)}.calc2-badge[hidden]{display:none}.calc2-badge svg{width:12px;height:12px;stroke-width:3}.calc2-badge:not([hidden]){animation:calc2BadgePop .34s var(--ease-bounce) both}@keyframes calc2BadgePop{from{opacity:0;transform:scale(.7)}to{opacity:1;transform:scale(1)}}@media(prefers-reduced-motion:reduce){.calc2-badge:not([hidden]){animation:none}}.calc2-hero__num{font-family:var(--font-display);font-weight:900;letter-spacing:var(--ls-tight);line-height:1;color:var(--ink-900);font-size:clamp(52px,7vw,76px);font-variant-numeric:tabular-nums}.calc2-hero__sign{color:var(--ink-500)}.calc2-hero__unit{font-size:.34em;font-weight:800;color:var(--ink-400);margin-left:6px;letter-spacing:0}.calc2-strip{display:flex;flex-wrap:nowrap;align-items:center;gap:10px;margin-top:16px;font-family:var(--font-display);font-weight:600;font-size:13.5px;color:var(--ink-600);white-space:nowrap}.calc2-strip>span{display:inline-flex;align-items:center;gap:5px;white-space:nowrap}.calc2-strip b{font-weight:800;color:var(--ink-800)}.calc2-strip__dot{color:var(--ink-300)}.calc2-roi b{background:var(--grad-blue-text-accent);-webkit-background-clip:text;background-clip:text;color:#fff0}.calc2-empty{font-size:15px;color:var(--ink-500);font-family:var(--font-display);font-weight:600;padding:14px 0}.calc2-divider{height:1px;background:var(--ink-200);margin:0 0 22px}#calc2-flag{margin-bottom:30px}#calc2-flag.calc-flag.is-shown{max-height:200px}.calc2-inputs{margin-bottom:30px}.calc2-fields{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:22px;align-items:end}.calc2-field label{display:block;font-family:var(--font-display);font-weight:700;font-size:13px;color:var(--ink-700);margin-bottom:10px}.calc2-field__top{display:flex;align-items:baseline;justify-content:space-between;gap:10px}.calc2-field__val{font-family:var(--font-display);font-weight:800;font-size:15px;color:var(--ink-900);font-variant-numeric:tabular-nums}.calc2-field--slider input[type=range]{margin:2px 0 0}.calc2-slider__bounds{display:flex;justify-content:space-between;font-size:11px;color:var(--ink-400);font-weight:600;margin-top:6px;font-family:var(--font-display)}.calc2-money{display:flex;align-items:center;border:1.5px solid var(--ink-200);border-radius:var(--r-md);padding:0 14px;background:#fff;transition:border-color var(--dur-fast)}.calc2-money:focus-within{border-color:var(--blue-400);box-shadow:var(--focus-ring)}.calc2-money__sym{color:var(--ink-400);font-family:var(--font-display);font-weight:800;font-size:16px}.calc2-money input{border:none;outline:none;width:100%;padding:13px 4px;font-family:var(--font-display);font-weight:800;font-size:17px;color:var(--ink-900);background:#fff0}.calc2-cta{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;margin:0 -40px;padding:22px 40px;background:var(--ink-050);border-top:1px solid var(--ink-200);border-radius:0 0 var(--r-xl) var(--r-xl)}.calc2-cta__copy{font-family:var(--font-display);font-weight:600;font-size:16px;color:var(--ink-700)}.calc2-cta__copy b{font-weight:900;color:var(--ink-900)}.calc2-card{display:flex;flex-direction:column}.calc2-card[data-layout="stacked"] .calc2-mid,.calc2-card[data-layout="stacked"] .calc2-mid__controls,.calc2-card[data-layout="stacked"] .calc2-mid__results{display:contents}.calc2-card[data-layout="stacked"] .calc2-takerate{order:2}.calc2-card[data-layout="stacked"] .calc2-hero{order:3}.calc2-card[data-layout="stacked"] .calc2-divider{order:4}.calc2-card[data-layout="stacked"] #calc2-flag{order:5}.calc2-card[data-layout="stacked"] .calc2-inputs{order:6}.calc2-card[data-layout="stacked"] .calc2-cta{order:9}.calc2-card[data-layout^="split"] .calc2-mid{display:grid;grid-template-columns:0.92fr 1.08fr;gap:34px;align-items:start;margin-bottom:30px}.calc2-card[data-layout^="split"] .calc2-mid__controls,.calc2-card[data-layout^="split"] .calc2-mid__results{display:flex;flex-direction:column;gap:24px;min-width:0}.calc2-card[data-layout^="split"] .calc2-takerate,.calc2-card[data-layout^="split"] .calc2-inputs,.calc2-card[data-layout^="split"] .calc2-hero{margin-bottom:0}.calc2-card[data-layout^="split"] .calc2-divider{display:none}.calc2-card[data-layout^="split"] .calc2-mid{order:1}.calc2-card[data-layout^="split"] #calc2-flag{order:2}.calc2-card[data-layout^="split"] .calc2-cta{order:3}.calc2-card[data-layout^="split"] .calc2-fields{grid-template-columns:1fr 1fr}.calc2-card[data-layout^="split"] .calc2-field--slider{grid-column:1/-1}.calc2-card[data-layout^="split"] .calc2-hero__num{font-size:clamp(48px,5vw,72px)}.calc2-card[data-layout="split-tr"] .calc2-mid__controls .calc2-takerate{order:2}.calc2-card[data-layout="split-tr"] .calc2-mid__controls .calc2-inputs{order:1}.calc2-card[data-layout="split-tr"] .calc2-takerate{border-top:1px solid var(--ink-200);padding-top:24px}@media(max-width:760px){.calc2-card[data-layout^="split"] .calc2-mid{grid-template-columns:1fr;gap:28px}}.calc2-plus{display:none;position:relative;color:#fff;background:var(--grad-zipify);border-radius:var(--r-lg);box-shadow:0 18px 44px rgb(13 31 78 / .22);overflow:hidden}.calc2-plus::before{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(420px 220px at 100% -10%,rgb(255 209 0 / .14),transparent 70%),repeating-linear-gradient(135deg,rgb(255 255 255 / .014) 0 2px,transparent 2px 80px)}.calc2-plus.is-shown{display:block;animation:calc2PlusIn .4s var(--ease-out) both}@keyframes calc2PlusIn{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}.calc2-plus>*{position:relative;z-index:1}.calc2-plus__inner{display:flex;flex-direction:column;gap:12px;padding:24px 26px}.calc2-plus__textwrap{display:flex;flex-direction:column;gap:6px;min-width:0}.calc2-plus__kicker{display:inline-flex;align-items:center;gap:6px;align-self:flex-start;background:rgb(255 209 0 / .16);color:var(--zip-yellow);font-family:var(--font-display);font-weight:800;font-size:11px;text-transform:uppercase;letter-spacing:var(--ls-eyebrow);padding:5px 11px;border-radius:var(--r-pill)}.calc2-plus__kicker svg{width:12px;height:12px;stroke-width:3}.calc2-plus__title{font-family:var(--font-display);font-weight:800;font-size:22px;line-height:1.12;letter-spacing:var(--ls-tight);color:#fff}.calc2-plus__desc{font-size:13.5px;line-height:1.55;color:rgb(255 255 255 / .74)}.calc2-plus__desc b{color:var(--zip-yellow);font-weight:800}.calc2-plus__foot{display:flex;align-items:center;gap:13px;margin-top:4px}.calc2-plus__avatar{width:40px;height:40px;border-radius:50%;flex-shrink:0;background:linear-gradient(135deg,var(--blue-400),var(--pink-500));display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:800;font-size:14px;color:#fff}.calc2-plus__close{position:absolute;top:12px;right:14px;z-index:2;background:rgb(255 255 255 / .1);border:none;color:rgb(255 255 255 / .7);width:26px;height:26px;border-radius:50%;font-size:17px;line-height:1;cursor:pointer;transition:background var(--dur-fast),color var(--dur-fast)}.calc2-plus__close:hover{background:rgb(255 255 255 / .2);color:#fff}@media(prefers-reduced-motion:reduce){.calc2-plus.is-shown{animation:none}}.calc2-hero__main{min-width:0}.calc2-card.plus-on[data-plus-style="side"] .calc2-hero{display:grid;grid-template-columns:1fr minmax(0,300px);gap:26px;align-items:stretch}.calc2-card[data-plus-style="side"] .calc2-plus__inner{height:100%;justify-content:center}.calc2-card.plus-on[data-plus-style="side"] .calc2-hero__num{font-size:clamp(34px,3.6vw,48px)}.calc2-card[data-plus-style="bar"] .calc2-plus{margin-top:20px}.calc2-card[data-plus-style="bar"] .calc2-plus__inner{flex-direction:row;align-items:center;gap:20px;flex-wrap:wrap}.calc2-card[data-plus-style="bar"] .calc2-plus__kicker{align-self:center}.calc2-card[data-plus-style="bar"] .calc2-plus__textwrap{flex:1 1 220px}.calc2-card[data-plus-style="bar"] .calc2-plus__foot{margin-top:0;flex-shrink:0}.calc2-card[data-plus-style="minimal"] .calc2-plus{margin-top:16px;background:var(--ink-050);color:var(--ink-900);box-shadow:none;border:1px solid var(--ink-200)}.calc2-card[data-plus-style="minimal"] .calc2-plus::before{display:none}.calc2-card[data-plus-style="minimal"] .calc2-plus__inner{flex-direction:row;align-items:center;gap:18px;padding:16px 22px;flex-wrap:wrap}.calc2-card[data-plus-style="minimal"] .calc2-plus__kicker{align-self:flex-start;background:rgb(45 107 228 / .12);color:var(--blue-700)}.calc2-card[data-plus-style="minimal"] .calc2-plus__textwrap{flex:1 1 280px;gap:4px}.calc2-card[data-plus-style="minimal"] .calc2-plus__title{font-size:17px;color:var(--ink-900)}.calc2-card[data-plus-style="minimal"] .calc2-plus__title .num-accent-y{background:var(--grad-blue-text-accent);-webkit-background-clip:text;background-clip:text;color:#fff0}.calc2-card[data-plus-style="minimal"] .calc2-plus__desc{display:block;color:var(--ink-600);font-size:13px;max-width:54ch}.calc2-card[data-plus-style="minimal"] .calc2-plus__avatar{display:none}.calc2-card[data-plus-style="minimal"] .calc2-plus__foot{margin-top:0;flex-shrink:0}.calc2-card[data-plus-style="minimal"] .calc2-plus__close{color:var(--ink-400);background:var(--ink-100)}.calc2-card[data-plus-style="minimal"] .calc2-plus__close:hover{background:var(--ink-200);color:var(--ink-700)}@media(max-width:720px){.calc2-card.plus-on[data-plus-style="side"] .calc2-hero{grid-template-columns:1fr}.calc2-card.plus-on[data-plus-style="side"] .calc2-plus{margin-top:18px}}@media(max-width:1000px){.calc2-card{padding:28px 24px 0}.calc2-cta{margin:0 -24px;padding:20px 24px}}@media(max-width:680px){.calc2-fields{grid-template-columns:1fr;gap:18px}.calc2-cta{flex-direction:column;align-items:stretch;text-align:center}.calc2-cta .btn{width:100%}}.cslider{margin-bottom:26px}.cslider:last-child{margin-bottom:0}.cslider__top{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:12px}.cslider__label{font-family:var(--font-display);font-weight:700;font-size:13.5px;color:var(--ink-700);letter-spacing:-.01em}.cslider__val{font-family:var(--font-display);font-weight:900;font-size:19px;color:var(--ink-900);font-variant-numeric:tabular-nums;letter-spacing:var(--ls-tight);white-space:nowrap}.cslider__track{position:relative;height:8px}.cslider__track::before{content:"";position:absolute;inset:0;border-radius:var(--r-pill);background:var(--ink-200);box-shadow:inset 0 1px 2px rgb(13 31 78 / .1)}.cslider__fill{position:absolute;left:0;top:0;bottom:0;width:0;border-radius:var(--r-pill);background:var(--grad-ocu);box-shadow:inset 0 1px 0 rgb(255 255 255 / .3)}.cslider__track input[type=range]{position:absolute;top:-9px;left:0;width:100%;height:26px;opacity:0;cursor:pointer;margin:0;-webkit-appearance:none;appearance:none;background:#fff0}.cslider__track input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px}.cslider__thumb{position:absolute;top:50%;left:0;width:20px;height:20px;border-radius:50%;background:#fff;border:1px solid var(--ink-200);box-shadow:0 2px 6px rgb(13 31 78 / .2),0 0 0 1px rgb(13 31 78 / .04);transform:translate(-50%,-50%);pointer-events:none;transition:box-shadow var(--dur-fast) var(--ease-out)}.cslider__track input:focus-visible~.cslider__thumb{box-shadow:0 0 0 4px rgb(28 65 156 / .18),0 2px 6px rgb(13 31 78 / .2)}.cslider__bounds{font-size:11px;color:var(--ink-400);margin-top:9px;letter-spacing:.02em}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.ocard{background:var(--ink-050);border:1px solid var(--ink-200);border-radius:var(--r-lg);padding:20px 22px;display:flex;flex-direction:column;gap:9px;min-height:130px;justify-content:center}.ocard__label{font-family:var(--font-display);font-weight:700;font-size:11px;text-transform:uppercase;letter-spacing:var(--ls-eyebrow);color:var(--ink-500)}.ocard__num{font-family:var(--font-display);font-weight:900;font-size:30px;color:var(--ink-900);letter-spacing:var(--ls-tight);line-height:1;display:flex;align-items:baseline;gap:7px;font-variant-numeric:tabular-nums}.ocard__unit{font-size:14px;font-weight:700;color:var(--ink-400)}.ocard__sub{font-size:11.5px;color:var(--ink-500);line-height:1.45}.ocard__aov{display:flex;align-items:center;gap:11px}.ocard__aov-before{font-family:var(--font-display);font-weight:700;font-size:20px;color:var(--ink-400);letter-spacing:var(--ls-tight);font-variant-numeric:tabular-nums}.ocard__arrow{width:18px;height:18px;color:var(--ink-300);flex-shrink:0}.ocard__aov-after{font-family:var(--font-display);font-weight:900;font-size:30px;color:#047857;letter-spacing:var(--ls-tight);font-variant-numeric:tabular-nums}.ocard--roi{background:linear-gradient(135deg,rgb(240 112 48 / .08),rgb(240 48 90 / .08));border-color:rgb(240 48 90 / .3)}.ocard__num--roi{font-size:40px}.ocard--roi #out-roi{background:var(--grad-ocu);-webkit-background-clip:text;background-clip:text;color:#fff0}.ocard--roi .ocard__unit{color:var(--pink-500)}.ocard__annual{font-size:13px;font-weight:700;color:var(--ink-500);font-family:var(--font-display);font-variant-numeric:tabular-nums}.ocard__annual span{color:var(--ink-700)}.ocard--pp{transition:opacity var(--dur-base) var(--ease-out),filter var(--dur-base) var(--ease-out)}.ocard--pp.is-off{opacity:.5;filter:grayscale(.85)}.ocard--pp.is-off .ocard__num{color:var(--ink-400)}.calc-flag__main{display:flex;align-items:center;gap:14px;flex:1;min-width:0}.calc-flag__lead{font-weight:900;letter-spacing:.01em}.pp-switch{flex-shrink:0;width:44px;height:25px;border-radius:var(--r-pill);background:rgb(255 255 255 / .32);border:1px solid rgb(255 255 255 / .55);position:relative;cursor:pointer;padding:0;transition:background var(--dur-fast) 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